Everyone knows how to earn money but few know how to spend. This is the most common experience in every society.  A wise person is one who discovers this fact and plans his life taking a lesson from it. Money may prove to be a source of strength. It is its use that makes it good or bad for a human being.

People earn money by applying their wisdom but when it comes to the use of money, people can be remarkably stupid. If you spend your money for some constructive purpose that is very good, but if you spend it on ostentations then it is bad. It requires great wisdom and hard labour to acquire money. It is strange then that one chooses to be stupid when it comes to spending that hard earned money. It is good to have money but if it makes you arrogant then it is worse than poison. If on the other hand money makes you modest it is a great source of your personal development. If money makes you your sole concern in life, it means you are under utilising yourself.

Money is of course a necessity but its acquisition is not to be your sole purpose of life. Money is a risky form of capital for you can lose it through an unexpected event. But learning is a permanent asset. Knowledge is also appreciable and permanent. In brief, it is humbleness that stands you in good stead.

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